Journal
Insights from the inside of European banking
Original writing on SEPA, SWIFT, crypto regulation, business banking, and the fintech landscape — from the team at Nedsom.
Travel card choice: what makes one actually good abroad
The ideal travel card has nothing to do with airline miles. Here is what to actually look at before your next trip beyond the eurozone.
Read articleA practical guide to opening an EU bank account online in 2026
Opening a European bank account from a browser is now routine. Here is a step-by-step walkthrough of what to expect and how to avoid the common delays.
Bank statement for mortgage application: what underwriters actually look at
Mortgage underwriters read 90 days of your bank statements line by line. Here is what they flag, what they ignore, and what trips first-time applicants.
Account closure checklist: how to leave a bank cleanly
Closing a bank account properly protects you from forgotten fees, unexpected recurring charges, and the limbo state where the bank still thinks you are a customer.
Virtual vs physical cards: when each makes sense
Virtual cards used to be a fringe feature. Today they are many online-shoppers' first choice. Here is how to decide which card type to use for what.
Switching banks without losing your direct debits
The actual blocker to switching banks is not the new account — it is the dozen direct debits, salary routing, and recurring card charges tied to the old one. Here is the playbook.