Journal
Insights from the inside of European banking
Original writing on SEPA, SWIFT, crypto regulation, business banking, and the fintech landscape — from the team at Nedsom.
Business fraud: the five patterns that drain company accounts
Most business-account fraud is not sophisticated hacking. It is five well-known social-engineering patterns that keep working because people are not trained on them.
Read articleMobile banking security: the attacks that actually happen in practice
Theoretical threat models are endless. What actually bites bank customers in 2025? Here is the realistic shortlist of attacks and the simple defences that stop them.
Lost phone: what to do with your banking apps in the first 30 minutes
If your phone is gone — stolen or just left on a train — you have about half an hour before the finder can do real damage. Here is the ordered response.
Password manager setup: twenty minutes that saves your digital life
The single highest-leverage security change a non-technical person can make is adopting a password manager. Here is how to set one up in one sitting.
Phishing red flags: the five patterns scammers reuse
Phishing works because real messages and fake ones look alike. Here are the five patterns that reliably separate them, in order of how often they catch people.
2FA and passkeys: why SMS codes are being replaced for good
For years the standard second factor was a 6-digit code via SMS. That approach is now actively discouraged by every security authority. Here is what replaced it and why you should migrate.