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来自欧洲银行业内部的洞察

Nedsom 团队撰写的关于 SEPA、SWIFT、加密监管、企业银行与金融科技的原创文章。

Crypto in EU 2025年9月18日 6 分钟

Staking rewards: how they work and how they are taxed

Earning yield by staking crypto has become mainstream. The tax implications in the EU are less understood. Here is the plain-language overview.

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Crypto in EU· 2025年8月22日

DAC8 and automatic crypto reporting: what changes in 2026

From 2026, crypto exchanges operating in the EU automatically report your trading activity to tax authorities. Here is what the law covers and what it means for everyday users.

5 分钟
Crypto in EU· 2025年8月11日

CEX vs DEX: centralised vs decentralised exchanges in practice

Both let you trade crypto. One is a company you log into; the other is a smart contract you connect your wallet to. The differences matter when things go wrong.

5 分钟
Crypto in EU· 2025年7月1日

Hardware wallet guide: what to buy, how to set up, what mistakes to avoid

A hardware wallet is the single biggest security upgrade for anyone holding meaningful crypto. The setup takes 20 minutes; here is how to do it right.

6 分钟
Crypto in EU· 2025年5月9日

Bitcoin vs Ethereum for beginners: two different things in one category

Treating Bitcoin and Ethereum as "two kinds of crypto" misses that they are solving different problems. A short primer on what each is actually for.

5 分钟
Crypto in EU· 2025年3月24日

Crypto taxation in the EU: a practical overview for individuals

Tax rules for crypto differ across EU countries, but there is a common pattern. Here is a plain-language summary of what you probably owe and when.

7 分钟
Crypto in EU· 2024年10月7日

Stablecoin basics: USDC, USDT, EURC — what they are, who issues them

Three stablecoins dominate on-chain payments in Europe. All three claim 1:1 fiat backing, but they differ in reserves, regulation, and real-world redeemability.

5 分钟
Crypto in EU· 2024年8月21日

The Travel Rule for crypto: what the €1,000 threshold means for you

From 2024, every EU crypto transfer above €1,000 carries counterparty data between the sending and receiving platforms. Here is what gets shared and when.

5 分钟
Crypto in EU· 2024年4月11日

MiCA explained: what EU crypto regulation means for your wallet

The Markets in Crypto-Assets regulation went live in parts throughout 2024 and 2025. It is the first comprehensive crypto framework for all of Europe. Here is what it changes for you.

6 分钟